Delaware motor vehicle accident prevention program

DMV Customer Service. If you are a driver of a motor vehicle and complete an approved Defensive Driving Course, you may receive 10 percent off of a portion of your auto insurance for three years.

If you take a refresher Defensive Driving Course within days of the end of the three-year period, you may receive a 15 percent discount. Defensive Driving FAQ. The Delaware Division of Motor Vehicles Defensive Driving Program staff ensures and maintains compliance with Delaware's laws and regulations, reviews and responds to concerns submitted, and provides, protects, advocates for and informs consumers of their rights and options when it comes to Delaware Defensive Driving Programs.

If you have a problem or complaint about a Course Provider, please go to our Defensive Driving Complaint page.

The presentation of a course-completion certificate whether for an initial or refresher course shall constitute conclusive evidence of satisfaction of the requirements of this regulation for purposes of receiving the discount; and insurance carriers may not demand or require any other form of documentation or prior course completion certificates in order to apply the applicable discount required by this regulation.

The fraction shall be the number of operators completing the course, divided by the total number operators. The discount shall begin at the inception date of the policy or the first renewal date following application by the insured and shall terminate at the policy renewal date subsequent to the expiration of three years since completion of the course.

Insurance carriers shall provide notice at the renewal period immediately prior to expiration of the discount that the policyholder must take a refresher course within the timeframe set forth in this regulation in order to continue the discount. The discount may be applied as a multiplier or on an additive basis compatible with the rating system in use by the company.

This regulation shall become effective on the 11 th day of March, United States - Senator Thomas R. Carper - Senator Edward E. Kaufman - Representative Michael N.